There are many instances of mis-selling some of which are listed below.

• Did you feel pressured into taking out a payment protection policy when you took out your finance?
• Were you made to feel as though obtaining the loan was based on you also taking out a payment protection policy?
• Were you told that taking out a payment protection policy was compulsory?
• Were you told you would get a lower rate of interest if you also took out a payment protection policy?
• Were you self-employed when you took out the payment protection policy?
• Do you receive sick pay from your employer?
• Did you have a pre-existing medical problem at the time you took out the policy?
• Did you pay the policy in one big lump sum which was added to the finance?
• Was the length of the finance longer than the length of the policy? For example most policies only last for 5 years while loans can last much longer.
• Is the loan in joint names but your payment protection policy is only for one person?
• Did you sign up for finance and the payment protection policy in a shop?
• Have you only just realised that you have been paying for payment protection insurance?
• Were you told about the full details of your cover when you took out the cover or were it a very quick conversation with the sales person, possible over the phone?
• Was the premium for the policy included in the loan agreement without your requesting it?

If your answer to any of the above is yes you very possibly have a claim. Simply complete our online claim form to find out.

Claim Now